Fraud Alert: People are receiving calls that appear to be coming from The First National Bank of Monterey’s phone numbers. The First National Bank of Monterey does not call asking for your online banking login username or password. We will also never ask for your Multi-Factor verification code. If you are in doubt, hang up and call the bank directly.
The First National Bank of Monterey offers a variety of competitive rates and terms on Individual Retirement accounts (IRA’s). With our Individual Retirement Accounts, you can rest assured you are utilizing one of the best savings tools available to help you achieve financial security.
Type of IRA:
A SEP plan allows employers to contribute to traditional IRAs (SEP-IRAs) set up for employees. A business of any size, even self-employed, can establish a SEP.
A SIMPLE IRA plan provides small employers with a simplified method to contribute toward their employees’ and their own retirement savings. Employees may choose to make salary reduction contributions and the employer is required to make either matching or non-elective contributions. Contributions are made to an Individual Retirement Account set up for each employee
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